Or you can gather all you want to and become a Scrooge and never spend any of it.
By the way, this is the wrong place to ask such a question. You are in the "Books" section and at this place you discss stuff pertaining to the books written my Tolkien. Such a question shuld have been asked in the "Website Help" section or the "Website General Discussion" section. Please bear in mind to ask/post stuff in the relevant sections only and not anywhere else. Thank you and welcome!
I am nobody.....and nobody is perfect.......therefore I am perfect.