It is not the quantity, but the quality I guess. Anyway any number above 1000 is pure waste, for as I see it you can not spend it. So, if you can effort to pay for some changes in your account, such that will please you and make you enjoy PT even more, then You are a rich person.
In the light of the above, I am a rich person.
Nolwe ar alcar >> Wisdom and Glory! Wisdom is in words, Glory- in deeds.
All of this is personal opinion and understanding. For your own opinion read the books written by J. R. R. Tolkien.